I do not have nearly as much debt as many people. I had 4 credit cards. I paid off one early in the year, I am paying off another tomorrow.
The other two are going to be tougher to pay off. They are cut up and I am not using them any more but they are still like a viper with it's teeth sunk into my neck.
Why on earth did I ever touch a credit card???
I know better. I am smarter than this. Starting on the 20th of next month I am going to have a truck payment. That will make it harder to pay those off. But I feel like I am being strangled.
When I was married we had over 150,000 in debt. Not all unsecured but still debt all the same. I don't think a debt like a house payment is as burdening as unsecured debt but it is still a burden.
How did we even breathe with that kind of debt???
The payoff process is painful. The debt I will pay off tomorrow is 30% interest and the min payment is $176/month!
I will not do this any more. I will not have any more unsecured debt ever in my life! And I will budget and work to pay off my secured debt early. I would love to wake up one morning and stand on my front porch completly debt free....wonder how old I will be?